Health Insurance Literacy

Connect for Health Colorado is the health insurance marketplace in Colorado, created in accordance with the Affordable Care Act.  This is where Coloradans can apply for tax credits to help lower the cost of monthly insurance premiums and shop for health insurance.  Our Health Insurance Literacy Team are Certified Connect for Health Colorado Assisters who can help with the application process and navigate the insurance plans available on the marketplace.

Who can apply

Uninsured Colorado residents who are United States citizens or legally present.

Cannot be offered minimal essential coverage through an employer.

Cannot qualify for Medicaid or Medicare.

Must file taxes, and if married, you have to file jointly.

When to apply 

Open Enrollment for Connect for Health Colorado is November 1^st through January 15^th of every year. 

You can also apply during a life changing event, such as recent loss of insurance, birth, or marriage.  You may be eligible for a 60 day Special Enrollment Period where you can apply for tax credits and shop for health insurance online at Connect for Health Colorado.

When filing your taxes, you can check a box to see if you quality for free or low-cost health coverage.  If you file your taxes by the tax filing deadline, this will launch a process to help you enroll during a Special Enrollment Period.

How to apply

Our certified Assisters in the Health Insurance Literacy program can help you apply and navigate your options.  You can apply online at connectforhealthco.com or over the phone at 1-855-752-6749.

What you need to apply

1. Names and dates of birth for each person in your household.
2. Mailing Address. If someone in your tax household has a different home address, you will need that too.
3. Social Security Numbers. Enter the Social Security number of anyone who is applying for coverage.  If you leave this blank, you may be asked to provide more information at a later time.
4. Immigration Document information. Coloradans who are non-citizens who apply for coverage may be asked to provide information from immigration documents.
5. How you file your taxes. You may be asked about your filing status and who you claim as a dependent on your taxes.
6. Income sources. If you apply for savings, you will enter employer and income information for everyone in your household.

Colorado Connect is the health insurance marketplace where Coloradans who are undocumented or with DACA status can shop for health insurance and apply for the OmniSalud program to help lower the cost of month insurance premiums.

OmniSalud

OmniSalud is a subsidy program for Coloradans who are undocumented that helps pay for monthly insurance premiums and reduces the amount of out-of-pocket costs.  In order to be eligible, you must meet certain income requirements that are similar to Colorado Medicaid.

Who can apply:

Uninsured Colorado residents who are undocumented or with DACA status.

Cannot qualify for Medicaid, Medicare, or Connect for Health Colorado (tax credits).

When to apply 

Open Enrollment for Colorado Connect is November 1^st through January 15^th of every year. 

You can also apply during a life changing event, such as recent loss of insurance, birth, or marriage.  You may be eligible for a 60 day Special Enrollment Period where you can shop for health insurance online at Colorado Connect.

How to apply

Our certified Assisters in the Health Insurance Literacy program can help you apply and navigate your options.  You can apply online at connectforhealthco.com or over the phone at 1-855-752-6749.

What you need to apply

1. Names and dates of birth for each person in your household.
2. Mailing Address. If someone in your household has a different home address, you will need that too.
3. Income sources. If you apply for savings, you will enter employer and income information for everyone in your household.

Colorado Medicaid, or otherwise known as Health First Colorado, is a government program that provides free or low-cost health care for Colorado children and adults with limited income.

Who can apply

Colorado residents who are United States citizens or legally present.

Meet household income limits.

2024 Colorado Medicaid Income Limits

Monthly Maximum Income Guidelines as of April 1^st, 2024

When to apply

You can apply anytime.

How to apply

Our certified Assisters in the Health Insurance Literacy program can help you enroll in Colorado Medicaid.  You can apply online on PEAK, via paper application, or via phone at 1-800-221-3943.

What you need to apply

1. Social Security numbers for applicants who have them.
2. Immigration document numbers for non-citizens.
3. The name, address, contact information, and birth date for applicants.
4. Employer and income information for everyone in your household. Examples include pay stubs or W2 forms.
5. Other income information including Social Security Administration (SSA) or Supplemental Security Income (SSI) payments or rental income or tribal income.
6. Information and policy numbers for health insurance plans covering members of your household, including Medicare.

Child Health Plan Plus, or otherwise known as CHP+, is a government program that provides free or low-cost health care for Colorado children and pregnant persons.

Who can apply

Colorado residents who are United States citizens or legally present.

Pregnant persons or Children.

2024 CHP+ Income Limits

Monthly Maximum Income Guidelines as of April 1^st 2024

When to apply

You can apply anytime.

How to apply

Our certified Assisters in the Health Insurance Literacy program can help you enroll in Child Health Plan Plus.  To apply for CHP+, you utilize the same application as Colorado Medicaid.  This means you can apply online on PEAK, via paper application, or via phone at 1-800-221-3943.

What you need to apply

1. Social Security numbers for applicants who have them.
2. Immigration document numbers for non-citizens.
3. The name, address, contact information, and birth date for applicants.
4. Employer and income information for everyone in your household. Examples include pay stubs or W2 forms.
5. Other income information including Social Security Administration (SSA) or Supplemental Security Income (SSI) payments or rental income or tribal income.
6. Information and policy numbers for health insurance plans covering members of your household, including Medicare.